Insurance is a means of protection from financial losses. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

How does it help me?

• Provides protection against uncertainties – Risk Control
• payment of losses – An insurance policy is a contract used to indemnify individuals and organizations for covered losses.
•  Managing cash flow uncertainty.  Insurance provides payment for covered losses when they occur.  Therefore, the uncertainty of paying for losses out-of-pocket is reduced significantly
• Support for the insured’s credit- Lenders trust individuals with insurance with credit, some lending organisations require insurance documents before granting loans. It gives a loan seeker and edge when requesting for credit from a credit organisation.
• Insurance makes it unnecessary to set aside a large amount of money to pay for the financial consequences of the risk exposures that can be insured.  This allows that money to be used more efficiently.

What are the things I can insure?

•     Fire
•     Alternative rent.
•     Generator(fire)
•     Death
•     Permanent disability
•     Hospital bills.

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